United Capital offers loan programs to meet your unique needs. Life is not one size fits all, and your mortgage needs aren’t either. Our loan officers will explore your needs and present a financing option that is tailored to meet your needs and at the best rate.
Conventional mortgages include portfolio loans, construction loans, and even subprime loans. But again, whenever a lender refers to a “conventional loan” they are most likely referring to conforming mortgages that are eligible for purchase by Fannie Mae and Freddie Mac.
A VA (Veterans Administration) guaranteed home loan is the preferred loan program for active, non-active, Reserve, National Guard, and retired military of the armed forces because there is no down payment needed and no private monthly mortgage insurance required.
A reverse mortgage is a loan available to seniors, and is used to release the home equity in the property as one lump sum or multiple payments. The homeowner’s obligation to repay the loan is deferred until the owner dies, the home is sold, or the owner leaves (e.g., into aged care).
Have you found that “almost perfect” home in the right location that is selling at a reduced price because it needs a little rehab work? The FHA 203(k) Rehab Loan may be your answer to turning that “fixer-upper” into your dream home.
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